/* ============================================
   EASY INSURANCE AGENCY — design tokens
   Display: Space Grotesk / Body: Inter / Utility: IBM Plex Mono
   ============================================ */

:root {
  --ink: #0F1B16;
  --paper: #F0F2EA;
  --paper-raised: #FFFFFF;
  --brand: #14493D;
  --brand-deep: #0B2E26;
  --accent: #D6FF4F;
  --accent-deep: #A8CC2E;
  --coral: #FF6A48;
  --text: #14201B;
  --muted: #576259;
  --line: #14201B;
  --line-soft: rgba(20, 32, 27, 0.18);
  --radius: 2px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--text);
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  font-size: 17px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: 'Space Grotesk', 'Inter', sans-serif;
  font-weight: 700;
  line-height: 1.05;
  margin: 0;
  letter-spacing: -0.01em;
}

p { margin: 0 0 1em; color: var(--muted); }
a { color: inherit; text-decoration: none; }

.mono {
  font-family: 'IBM Plex Mono', monospace;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  font-size: 0.72rem;
}

.wrap {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 40px;
}

@media (max-width: 720px) {
  .wrap { padding: 0 22px; }
  body { font-size: 16px; }
}

/* ---------- Nav ---------- */
.nav {
  position: sticky;
  top: 0;
  z-index: 50;
  background: var(--paper);
  border-bottom: 2px solid var(--ink);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 40px;
  max-width: 1180px;
  margin: 0 auto;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Space Grotesk', sans-serif;
  font-weight: 700;
  font-size: 1.05rem;
  letter-spacing: -0.01em;
}
.logo-mark {
  width: 30px;
  height: 30px;
  background: var(--brand);
  position: relative;
  flex-shrink: 0;
}
.logo-mark::after {
  content: "";
  position: absolute;
  top: 8px; left: 8px; right: 8px; bottom: 8px;
  background: var(--accent);
}
.nav-links {
  display: flex;
  gap: 34px;
  align-items: center;
}
.nav-links a {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding-bottom: 3px;
  border-bottom: 2px solid transparent;
}
.nav-links a:hover, .nav-links a.active {
  border-bottom-color: var(--brand);
}
.nav-cta {
  background: var(--ink);
  color: var(--paper) !important;
  padding: 10px 18px;
  border: 2px solid var(--ink);
}
.nav-cta:hover { background: transparent; color: var(--ink) !important; }
.nav-toggle { display: none; }

@media (max-width: 860px) {
  .nav-links { display: none; }
  .nav-toggle {
    display: block;
    font-family: 'IBM Plex Mono', monospace;
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    background: none;
    border: 2px solid var(--ink);
    padding: 8px 14px;
  }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 68px;
    left: 0; right: 0;
    background: var(--paper);
    border-bottom: 2px solid var(--ink);
    padding: 18px 22px 26px;
    gap: 18px;
    align-items: flex-start;
  }
  .nav-inner { padding: 16px 22px; }
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 14px 26px;
  border: 2px solid var(--ink);
  background: transparent;
  cursor: pointer;
  transition: background 0.15s ease, color 0.15s ease, transform 0.1s ease;
}
.btn-solid { background: var(--ink); color: var(--paper); }
.btn-solid:hover { background: var(--brand); border-color: var(--brand); }
.btn-outline:hover { background: var(--ink); color: var(--paper); }
.btn-accent { background: var(--accent); border-color: var(--ink); color: var(--ink); }
.btn-accent:hover { background: var(--ink); color: var(--accent); }
.btn:active { transform: translateY(1px); }

/* ---------- Hero ---------- */
.hero {
  padding: 90px 0 70px;
  border-bottom: 2px solid var(--ink);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 60px;
  align-items: end;
}
.eyebrow {
  color: var(--brand);
  margin-bottom: 18px;
  display: block;
}
.hero h1 {
  font-size: clamp(2.6rem, 6vw, 4.6rem);
  margin-bottom: 22px;
}
.hero h1 .accent-underline {
  background-image: linear-gradient(var(--accent), var(--accent));
  background-repeat: no-repeat;
  background-size: 100% 14px;
  background-position: 0 88%;
}
.hero-sub {
  font-size: 1.15rem;
  max-width: 46ch;
  margin-bottom: 34px;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.quote-card {
  border: 2px solid var(--ink);
  background: var(--paper-raised);
  padding: 26px;
}
.quote-card .mono { color: var(--muted); margin-bottom: 14px; display: block; }
.quote-card h3 { font-size: 1.3rem; margin-bottom: 16px; }
.quote-card p { font-size: 0.92rem; margin-bottom: 20px; }

@media (max-width: 860px) {
  .hero-grid { grid-template-columns: 1fr; }
}

/* ---------- Coverage stack (signature element) ---------- */
.coverage-stack {
  display: flex;
  border: 2px solid var(--ink);
  margin-top: 46px;
  overflow: hidden;
}
.coverage-seg {
  flex: 1;
  padding: 16px 14px;
  border-right: 2px solid var(--ink);
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--paper);
  min-height: 64px;
  display: flex;
  align-items: flex-end;
}
.coverage-seg:last-child { border-right: none; }
.coverage-seg.c1 { background: var(--brand-deep); }
.coverage-seg.c2 { background: var(--brand); }
.coverage-seg.c3 { background: #3E7A66; }
.coverage-seg.c4 { background: var(--coral); color: var(--ink); }
.coverage-seg.c5 { background: var(--accent); color: var(--ink); }
.coverage-caption {
  margin-top: 10px;
  font-size: 0.85rem;
  color: var(--muted);
}

@media (max-width: 720px) {
  .coverage-stack { flex-wrap: wrap; }
  .coverage-seg { flex: 1 1 45%; border-bottom: 2px solid var(--ink); }
}

/* ---------- Section scaffolding ---------- */
section { padding: 80px 0; border-bottom: 2px solid var(--ink); }
section:last-of-type { border-bottom: none; }
.section-head { margin-bottom: 48px; max-width: 60ch; }
.section-head .eyebrow { margin-bottom: 14px; }
.section-head h2 { font-size: clamp(1.9rem, 3.6vw, 2.8rem); margin-bottom: 14px; }

/* ---------- Feature grid ---------- */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border: 2px solid var(--ink);
}
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0;
  border: 2px solid var(--ink);
}
.cell {
  padding: 34px 30px;
  border-right: 2px solid var(--ink);
  border-bottom: 2px solid var(--ink);
}
.grid-3 .cell:nth-child(3n), .grid-2 .cell:nth-child(2n) { border-right: none; }
.grid-3 .cell:nth-last-child(-n+3), .grid-2 .cell:nth-last-child(-n+2) { border-bottom: none; }
.cell .mono { color: var(--brand); margin-bottom: 12px; display: block; }
.cell h3 { font-size: 1.2rem; margin-bottom: 10px; }
.cell p { font-size: 0.94rem; margin-bottom: 0; }

@media (max-width: 860px) {
  .grid-3 { grid-template-columns: 1fr; }
  .grid-3 .cell { border-right: none; }
  .grid-3 .cell:nth-last-child(-n+3) { border-bottom: 2px solid var(--ink); }
  .grid-3 .cell:last-child { border-bottom: none; }
}
@media (max-width: 720px) {
  .grid-2 { grid-template-columns: 1fr; }
  .grid-2 .cell { border-right: none; }
  .grid-2 .cell:nth-last-child(-n+2) { border-bottom: 2px solid var(--ink); }
  .grid-2 .cell:last-child { border-bottom: none; }
}

/* ---------- Split panel (personal / commercial) ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border: 2px solid var(--ink);
}
.split-panel {
  padding: 44px 40px;
  border-right: 2px solid var(--ink);
}
.split-panel:last-child { border-right: none; }
.split-panel.dark { background: var(--brand-deep); color: var(--paper); }
.split-panel.dark .mono { color: var(--accent); }
.split-panel.dark p { color: rgba(240,242,234,0.78); }
.split-panel h3 { font-size: 1.6rem; margin-bottom: 8px; }
.split-panel .mono { color: var(--brand); display: block; margin-bottom: 14px; }
.tag-list { list-style: none; margin: 22px 0 26px; padding: 0; }
.tag-list li {
  padding: 10px 0;
  border-top: 1px solid var(--line-soft);
  font-size: 0.95rem;
  display: flex;
  justify-content: space-between;
}
.split-panel.dark .tag-list li { border-top-color: rgba(240,242,234,0.2); }
.tag-list li span:last-child { font-family: 'IBM Plex Mono', monospace; font-size: 0.72rem; color: var(--muted); }
.split-panel.dark .tag-list li span:last-child { color: rgba(240,242,234,0.55); }

@media (max-width: 860px) {
  .split { grid-template-columns: 1fr; }
  .split-panel { border-right: none; border-bottom: 2px solid var(--ink); }
  .split-panel:last-child { border-bottom: none; }
}

/* ---------- Process steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 34px; }
.step .step-num {
  font-family: 'Space Grotesk', sans-serif;
  font-size: 2.6rem;
  font-weight: 700;
  color: var(--brand);
  display: block;
  margin-bottom: 12px;
}
.step h3 { font-size: 1.15rem; margin-bottom: 8px; }
.step p { font-size: 0.94rem; }

@media (max-width: 860px) {
  .steps { grid-template-columns: 1fr; gap: 40px; }
}

/* ---------- CTA band ---------- */
.cta-band {
  background: var(--ink);
  color: var(--paper);
  padding: 70px 0;
  border-bottom: none;
}
.cta-band .wrap {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.cta-band h2 { font-size: clamp(1.8rem, 4vw, 2.6rem); max-width: 22ch; }
.cta-band .btn-accent { flex-shrink: 0; }

/* ---------- Footer ---------- */
footer {
  padding: 50px 0 34px;
  background: var(--ink);
  color: var(--paper);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 34px;
  border-bottom: 1px solid rgba(240,242,234,0.2);
}
.footer-grid h4 {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--accent);
  margin-bottom: 16px;
}
.footer-grid p, .footer-grid a { color: rgba(240,242,234,0.75); font-size: 0.92rem; }
.footer-grid a { display: block; margin-bottom: 8px; }
.footer-grid a:hover { color: var(--paper); }
.footer-bottom {
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  color: rgba(240,242,234,0.5);
  flex-wrap: wrap;
  gap: 10px;
}

@media (max-width: 720px) {
  .footer-grid { grid-template-columns: 1fr; gap: 26px; }
}

/* ---------- Page header (interior pages) ---------- */
.page-header { padding: 60px 0 50px; border-bottom: 2px solid var(--ink); }
.page-header h1 { font-size: clamp(2.2rem, 5vw, 3.4rem); }
.page-header p { max-width: 55ch; font-size: 1.05rem; margin-top: 16px; }

/* ---------- Forms ---------- */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.field { margin-bottom: 20px; grid-column: span 1; }
.field.full { grid-column: span 2; }
.field label {
  display: block;
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  margin-bottom: 8px;
  color: var(--muted);
}
.field input, .field select, .field textarea {
  width: 100%;
  border: 2px solid var(--ink);
  background: var(--paper-raised);
  padding: 12px 14px;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  color: var(--text);
}
.field textarea { resize: vertical; min-height: 110px; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: 3px solid var(--accent);
  outline-offset: 0;
}
@media (max-width: 720px) {
  .form-grid { grid-template-columns: 1fr; }
  .field.full { grid-column: span 1; }
}

.form-note {
  border: 2px dashed var(--line-soft);
  padding: 16px 18px;
  font-size: 0.85rem;
  color: var(--muted);
  margin-bottom: 30px;
}

/* focus visibility everywhere */
a:focus-visible, button:focus-visible, .btn:focus-visible {
  outline: 3px solid var(--accent);
  outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior: auto !important; transition: none !important; }
}
